Debt-to-Burden Ratio (DBR) Calculator
| Liability Type | Outstanding | EMI | Tenure (months) | EMI Paid | Balance EMI | BT | Final Liability | Action |
|---|---|---|---|---|---|---|---|---|
Current Loan Structure
| Applied Loan Amount | |
| Tenure (Months) | |
| IRR (Internal Rate of Return) |
%
|
| Monthly Income | |
| Other Monthly Income | |
| Grid DBR (as per grid) |
%
|
| Total Income | |
| Payable EMI (Grid DBR EMI − Current Liability) | |
| Applicable Loan Amount | |
| EMI | |
| Final DBR |
%
|
DBR (Debt Burden Ratio) Calculator
Check your DBR instantly and know your loan eligibility
PayoutKart.com DBR Calculator helps you calculate your Debt Burden Ratio in seconds. Enter your total income, existing EMIs/loan obligations, and instantly see how much of your income is already committed towards debt repayment.
Banks use DBR to decide your loan eligibility. A lower DBR increases the chances of loan approval, while a higher DBR means limited borrowing capacity. Use this tool to plan your finances, manage debts wisely, and improve your chances of getting a loan approved. 100% free, no login required.